Dated 12th July 2025
As saffron dawn graces the sky on this blessed 12 July 2025, may the golden glow of sunrise fill our hearts with hope and inner strength. With folded hands, we offer our prayers for joy, health, and awakened purpose in our later years.
Major News Highlights
- Bihar Raises Pension to Rs.1,100
CM Nitish Kumar has released the first payment under an enhanced pension scheme, raising monthly support from Rs.400 to Rs.1,100 for over 1.11 crore beneficiaries—including senior citizens and widows—ensuring more financial stability . - New National Policy Underway
The Union Ministry of Social Justice and Empowerment is drafting a fresh National Policy for Senior Citizens, addressing elder abuse, digital inclusion, and enhanced welfare through improved old-age homes and grievance mechanisms . - Ayushman Vay Vandana Card Launch
Seniors aged 70+ can now secure free medical treatment up to Rs.5 lakh via the Ayushman App under the PM-JAY scheme—a major step toward senior healthcare equity. - Maharashtra Eases Stamp Duty
Maharashtra’s Housing Policy 2025 dramatically cuts stamp duty for senior living projects to just Rs.1,000 and offers property tax concessions—boosting senior-friendly homes . - Digital Pension Push at BDU
Retired faculty at Bharathidasan University are urging full roll-out of digital pension via Jeevan Pramaan, easing the annual life-certificate burden on elderly retirees . - Spiritual Energy in Sawan
As Sawan begins, devotees turn to Gauri Shankar Rudraksha and Jyotirlinga pilgrimages for peace and renewal—ideal spiritual practices for seniors this holy month .
Senior Money & Markets
Safe investment tips for 60+:
- Continue Suvidha: Senior Citizen Savings Scheme (SCSS) offers 8.2% p.a., fully backed by govt NITI Aayog+1The Economic Times+1.
- Compare secure FDs: Small banks like Suryoday offer up to 9.1%—just ensure DICGC coverage.
- Stay alert: Check SEBI’s investor alerts and avoid unknown ponzi schemes.
Daily Hindu Calendar (12 July 2025)
- Tithi: Ashadha Krishna Dvitiya
- Nakshatra: Uttara Ashadha till noon, then Shravana
- Sunrise: 5:44 AM • Sunset: 7:19 PM
- Mantra: “ॐ नमो भगवते वासुदेवाय” — invoke peace and clarity for the day ahead.
This Day in History (12 July)
On this day in 1674, Chhatrapati Shivaji Maharaj signed a historic Treaty of Friendship with the East India Company—an early symbol of diplomacy and strategic foresight that reshaped Maratha relations .
In 1823, the steamship Diana, India’s first steam-powered vessel, was launched in Calcutta—marking a leap in maritime and industrial advancement .
Globally, July 12 witnessed in 1862 the US Congress establishing the Medal of Honor, the nation’s highest military decoration .
Famous Birthdays & Remembrances
- Satyendra Narayan Sinha (1917), Indian statesman and Chief Minister of Bihar.
- Julius Caesar (100 BC), Roman general, recognized on this date .
- D. T. Suzuki (1966), Japanese Buddhist philosopher whose passing we honor .
Real-Life Success: Starting After 60
Meet Tara Chand Agarwal, a 71‑year‑old from Jaipur who recently became a Chartered Accountant, inspired by his granddaughter’s studies. Once a retired bank official, he began assisting her, then chose to take the rigorous CA exams himself—and passed. His achievement highlights that age is no barrier to ambition timesofindia.indiatimes.com.
Tips for Our 60+ Readers
- Health: Start mornings with gentle surya namaskar or seated pranayama—nurture breath, balance, and energy.
- Yoga: Try the chair-yoga sequence to maintain flexibility and avoid strain.
- Tech: Use smartphone apps like Aarogya Setu, Ayushman App, and e-Aadhaar to streamline your health and service access.
- Lifestyle: Cultivate hobbies—gardening, journaling, classical music or kirtan—fostering joy and community.
May this sacred sunrise fill your golden years with purpose, grace, and unwavering vision. Like Shivaji’s treaty or the Diana’s launch, may your own paths today inspire futures of renewal and wisdom. Walk forward with courage and heart. Om Shanti. 🙏
